Terms of Use

Terms & Conditions

Last Updated: January 16, 2026

These Terms & Conditions (“Terms”) govern your use of the Aaron Smith Insurance Group website (“Website”). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

Use of Website

This Website is provided for informational purposes only. You may use the Website to learn about insurance products, request information, or contact Aaron Smith Insurance Group.

You agree to use the Website only for lawful purposes and in a manner that does not infringe on the rights of others or restrict their use of the Website.

No Insurance Advice or Coverage Binding

Information provided on this Website does not constitute insurance advice and does not guarantee coverage, pricing, or eligibility.

No insurance coverage is bound, altered, or confirmed through this Website unless explicitly stated in writing by an authorized representative of Aaron Smith Insurance Group. All coverage is subject to policy terms, conditions, exclusions, underwriting approval, and carrier guidelines.

Quotes & Submissions

Any quote requests, estimates, or information submitted through the Website or by phone are non-binding and provided for general informational purposes only.

Final insurance premiums, coverage availability, and terms are determined by the insurance carrier at the time of underwriting and policy issuance.

Communications Consent

By submitting your information through this Website or contacting us by phone at (605) 705-6501, you consent to be contacted by Aaron Smith Insurance Group via phone call, email, or text message for insurance-related purposes. Standard message and data rates may apply.

You may opt out of communications at any time by contacting us directly.

Privacy

Your use of this Website is also governed by our Privacy Policy. By using the Website, you consent to the collection and use of information as described in that policy.

Intellectual Property

All content on this Website—including text, graphics, logos, images, and layout—is the property of Aaron Smith Insurance Group or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, or republish any content without prior written consent.

Third-Party Links

This Website may include links to third-party websites for convenience or informational purposes. Aaron Smith Insurance Group does not control and is not responsible for the content, availability, or privacy practices of those external sites.

Accessing third-party websites is done at your own risk.

Disclaimer of Warranties

This Website is provided on an “as is” and “as available” basis. Aaron Smith Insurance Group makes no warranties, express or implied, regarding the accuracy, reliability, or availability of the Website or its content.

We do not guarantee that the Website will be error-free, uninterrupted, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, Aaron Smith Insurance Group shall not be liable for any damages arising out of or related to your use of—or inability to use—this Website, including but not limited to direct, indirect, incidental, or consequential damages.

Licensing & Jurisdiction

Insurance products and services are offered only in states where Aaron Smith Insurance Group and its licensed agents are authorized to do business. This Website is not intended as a solicitation for insurance in any jurisdiction where such solicitation would be unlawful.

Changes to These Terms

Aaron Smith Insurance Group reserves the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting to this page. Continued use of the Website constitutes acceptance of the revised Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which Aaron Smith Insurance Group is licensed to operate, without regard to conflict of law principles.

Contact Information

If you have questions regarding these Terms & Conditions, please contact:

Aaron Smith Insurance Group
Phone: (605) 705-6501